AI that never sees your data leave your device.
Not a chatbot bolted onto a spreadsheet — a financial advisor that has read your whole history and runs entirely on your phone. Every cloud app sends your transactions to servers to do this. PocketVault never does.
Local LLM inference
PocketVault runs Gemma language models entirely on your device via flutter_gemma. Choose from multiple models based on your device's capabilities — or use Apple Foundation Models on supported iOS devices with zero download required.
- Choose from Gemma 4 E2B, Gemma 4 E4B, or lightweight Qwen 0.6B
- Apple Foundation Models on iOS 26+ — no download needed
- No internet required for AI features
LLM Engine
Semantic matches
Semantic vector search
Search transactions by meaning using EmbeddingGemma 300M on-device embeddings. Search "coffee purchases" and find Starbucks, Dunkin', and local cafes. Hybrid search combines semantic + keyword matching.
Smart categorization
The AI learns from your patterns and suggests categories for new transactions. Personalized to your spending, improving as you use it.
Learns
Adapts from your spending patterns
Suggests
Auto-categorizes new entries
Improves
Gets smarter over time
Natural language queries
Ask "How much did I spend on food last month?" and get streaming answers powered by on-device RAG that pulls context from your transaction history.
AI that takes action
Go beyond Q&A. The AI can look up your balances, search transactions, check budgets — and propose new transactions, budgets, and savings goals. Nothing changes without your explicit approval.
- Read tools: search transactions, spending by category, balances, budgets, goals
- Propose tools: create transactions, budgets, savings goals
- Human-in-the-loop: every proposed action requires your confirmation
AI Chat
A moat cloud apps can't cross
Any app can add an AI chatbot. None of them can run it privately on your data — their entire business is built on holding that data on their servers. PocketVault's intelligence lives where your money already is: on your device. The more you track, the sharper it gets, and none of it ever leaves.
Free gives you the advisor. Premium makes it proactive — forecasts, anomaly alerts, and planning that tell you what's coming, not just what already happened.
Take control of your financial privacy.
Download the finance app that respects your data. Free forever with every feature you need. No account required.