No bank login required.

Import from any bank. No credentials needed.

Most finance apps require your bank login via Plaid. PocketVault Finance imports from files and messages you already have (bank SMS, PDF statements, a CSV export, or manual entry), all parsed on your device and reviewed before anything is saved.

SMS Parsing

Parse transaction alerts from 10+ Indian banks including HDFC, ICICI, SBI, Axis, Kotak, and UPI transactions. Runs in the background with live progress updates, and you review every transaction before it's added.

  • Background import: keeps running while you use the app
  • Measured: we publish how often it reads one wrong, including the bad weeks
  • Review first: all parsed transactions shown for approval before saving

SMS Parser

HDFC: Rs.2,500.00 debited from a/c **1234 on 15-01-26. Avl bal: Rs.45,230.00
Bank HDFC
Amount -Rs.2,500.00
Account **1234
Date 15-01-26
Balance Rs.45,230.00
HDFC ICICI SBI Axis Kotak UPI

PDF Import

Import transactions directly from PDF bank statements. On-device parsing extracts dates, amounts, and descriptions automatically.

PDF bank statements are parsed entirely on your device. No uploads, no cloud processing. Extracted transactions are presented for review before import.

CSV, or add by hand

Download a CSV from any bank, map its columns to dates, payees, amounts and categories, and bring the whole history in at once. Or share a transaction alert to PocketVault Finance from another app and it lands in the same review queue. Adding one by hand takes a few seconds.

CSV works on every platform and in every region, with no permissions and no bank login. Every row is parsed on your device and checked for duplicates before it saves.

Smart duplicate detection

Import the same file twice without creating duplicates. Automatic detection and prevention.

Import preview

Chai Point - ₹500
New
Amazon - ₹15,000
New
Netflix - ₹649
Duplicate
2 new transactions will be imported. 1 duplicate skipped.

On the way

Coming soon

More ways to import are in progress. They're built to the same standard: parsed on your device, reviewed before anything is saved.

Soon

Receipt capture

Snap a receipt and let on-device AI pull out the merchant, amount, and date. No photos ever leave your phone.

Keep your finances to yourself.

Every feature you need is free, and there's no account to create. Download it and your data stays on your device.