importcards
A hold is not a purchase
Our importer was recording a $1.00 Google card check as a dollar of spending, 24 times over. Here is what an authorisation hold actually is, and why software keeps getting it wrong.
Blog
Blog
Thoughts on privacy, personal finance, and building software that respects your data.
importaccuracy
How often our import reads a bank message wrong
We drew 500 messages at random from a real inbox, labelled them by hand before letting the app near them, and published both numbers — including the one that failed.
importindia
When the text says ₹25 and the statement says ₹29.50
Indian bank charge alerts quote the fee before GST. If software takes the number at face value, every fee in your ledger is 18% short — and the shortfall compounds quietly.
announcementpricing
Free App, Fair Premium: How PocketVault Finance Pricing Works
Everything you need to track and understand your money is free. Premium is for forward-looking foresight, yearly or as a one-time lifetime purchase.
privacyarchitecturelocal-first
Building a Privacy-First Finance App
Why we chose to keep all your financial data on your device, and the technical challenges of building a local-first personal finance tracker.
migrationgetting-started
Switching from a Cloud Budgeting App to PocketVault Finance
When cloud budgeting apps shut down or raise prices, your financial history is at risk. Here's how to move to PocketVault Finance and never worry about losing your data again.
aiprivacylocal-llm
Why Local AI Matters for Your Finances
A model that answers questions about your money has to read your records. Where it reads them is the whole question — and what we deliberately do not use it for.