Powerful features, private by design
A complete money app with an on-device AI at its core. Every feature is built local-first — no cloud, no tracking, no compromises.
An advisor that never leaves your phone
Ask anything about your money and it answers — reading your full history right on your phone. It can even create budgets, goals, and transactions when you ask.
- Chat over your real finances — no cloud, no API calls
- Acts on request: creates budgets, goals & transactions
- Auto-categorizes transactions on-device
- Semantic search — finds "coffee" from "Blue Bottle"
- Runs on Gemma, or Apple Intelligence on iOS 26+
Semantic matches
Starbucks
Today
-$5.50
98% match
Blue Bottle Coffee
Yesterday
-$6.75
95% match
Dunkin' Donuts
3 days ago
-$4.25
91% match
Your data stays on your device
Your database is AES-256 encrypted and never leaves your device. No accounts, no cloud, no tracking — privacy isn't a setting, it's the architecture.
- SQLCipher AES-256 encryption at rest
- Key held in platform secure storage (Keychain, Keystore, DPAPI)
- No analytics, no telemetry, no crash reports
- Biometric app lock (fingerprint / face)
- Encrypted backup, restore & full data export
Privacy Audit
All checks passed
Your finances span borders
Record transactions in dollars or rupees and see one consolidated net worth — built for global households moving money across borders.
- Record in USD or INR
- Per-transaction currency with built-in conversion rates you can edit
- US + India retirement accounts (401k, IRA, HSA, EPF, NPS)
- Consolidated multi-currency net worth
- Base currency in USD or INR
Net Worth
$48,250.00
USD Account
Checking + 401(k)
$32,100
INR Account
PPF + NPS
₹10,50,000
INR Savings
Salary account
₹3,00,000
Import from any bank. No credentials needed.
Bring in transactions without handing over bank logins. Forward messages, paste text, or add manually — all parsed on-device and reviewed before they land.
- SMS via Shortcut on iOS
- Paste transaction text from any app
- Add manually in seconds
- Duplicate detection & a review queue before anything saves
- AI enhancement with your own correction rules
Import Transactions
Bank SMS
10+ banks
PDF Statement
Bank statement
Paste Text
Or add manually
CSV File
Soon3 duplicates detected and skipped
One codebase. Native-first.
One Flutter codebase, real native performance. Launching on Android and iOS, with desktop and web to follow.
- Android & iOS at launch
- Offline-first — works with no connection
- Single Flutter codebase, native performance
- Your data moves with encrypted backup
PocketVault Desktop
PocketVault
Share and sync. No cloud.
Share expenses and sync devices directly over your local network — no cloud servers, end-to-end encrypted. Rolling out after launch.
- Direct device-to-device sync over WiFi
- QR-code pairing, no account
- ECDH pairing + HMAC-SHA256 integrity
- Shared expense groups with splits
- Settlement tracking
iPhone 15
Primary
MacBook Pro
Secondary
Take control of your financial privacy.
Download the finance app that respects your data. Free forever with every feature you need. No account required.